Ever think about what you would do with an extra $5,000 in cash? Maybe there’s a flat screen TV with your name on it, some debt you’d like to pay down or a trip you’d like to take. One lucky winner will get to do whatever they want with the cash prize in the PTS [...]
Loans & Credit Blog
Category Archives: Money
Ten Smart Ways to Spend Your Tax Refund
February 2, 2010
It’s tax season and that means it’s time for W-9s, accountants, and the always exciting tax refund. If you’re anticipating a tax refund you may want to spend some time thinking about where that windfall will go. Need some ideas? Here are ten smart ways to spend your tax refund.
1. Build Up Your Emergency Fund: [...]
How to Save Money on Tax Preparation
February 2, 2010
They say only two things are certain: death and taxes. And when it comes to taxes, you can be sure you’ll have to fork over lots of cash for the help of a tax professional, unless you follow these tips for saving money on tax preparation.
Get Organized
The less time it takes for a professional [...]
Financial New Year’s Resolutions and How to Achieve Your Money Goals
January 14, 2010
Year after year there are always two New Year’s resolutions that top most lists: losing weight and improving finances. With more people out of work and feeling a financial pinch, even more New Year’s resolutions are focusing on being frugal. If you’ve made it your goal for 2010 to save more and spend less here [...]
Ways to Get Quick Cash for Holiday Spending
November 30, 2009
‘Tis the season for spending! The holidays are here and that means there are gifts to buy, parties to host and traveling to do. If your bank account is looking a little slimmer than you’d like for this time of year, here are some ways to get quick cash for holiday spending.
Return Old Purchases
Perhaps you [...]
Should You Borrow Cash from Family? The Pros and Cons
November 23, 2009
Need cash for your kid’s braces, car repairs or a new business you’re starting up? With credit tightening, getting a traditional loan may be tough. If you’re finding cash hard to come by, you may consider approaching family members or friends for some money. But borrowing cash from family has some serious negatives– and some [...]
Need Quick Cash? Alternatives to Payday Loans
November 9, 2009
According to the Center for Responsible Lending, those who use Payday Loans typically receive eight to 13 payday loans each year. Often the loans they are receiving are loan flips where the borrower is getting money to pay a fee and is not receiving any new money. To avoid getting caught in a tough position [...]
Making Money and Getting Quick Cash Online
September 14, 2009
So you need to make some money or get your hands on quick cash? You may not need to rush out and get a job at the local pizza delivery joint. You can likely make quick money online. Here are a few ways to get your hands on some fast cash just by using your [...]
